She said the nine-figure sum showed up on the ATM when she checked her bank balance after initially being unable to withdraw $20 from her Chase Bank account.
However, what Julia thought was a one billion dollar blunder was actually the complete opposite, according to a Chase representative.
Speaking to WFLA, the bank spokesperson said the $999,985,855.94 was not a positive balance and was actually a negative balance of nearly one billion dollars.
According to the Chase worker, Julia’s account was showing such an extreme negative balance as a fraud prevention method used to freeze an account – which is why Julia couldn’t withdraw any money.
The reason the fraud prevention tactic was implemented was because Julia’s late husband was a joint owner of the bank account, and when she attempted to use it, the bank registered it as suspicious activity.
Chase Bank said people are required to complete a number of documents in situation like this to avoid a freeze on a joint bank account.
Julia said she hopes her experience can be used as an educational lesson for others.
She had previously pleaded with the bank to return what she thought was almost $1billion to its rightful owner.
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