Imagine an apocalyptic scenario when your house is full of canned food, you are well prepared for disaster – but your can opener’s not working! What would you do? We know that thankfully it’s a highly unlikely situation. In any case,...
If you are currently paying off a mortgage loan, it’s very important that you regularly check your payment records to see if there are any irregularities. There is always the possibility that you’ve been overcharged by your bank. This has happened...
HELOC loans, Cash-Out, Streamline, or Rate and Term refinancing, can significantly help you reduce the monthly mortgage payments. Consequently, saving you thousands of dollars’ worth of interest. Most homeowners, however, aren’t sure when the right time to refinance their mortgage is....
Wondering how you can keep up with your finances these days? You want to refinance, but you don’t have confidence that you can, or probably you’re afraid to do so this new year. Stop worrying and start acting. Here are 5...
Renegotiating a mortgage loan is like ending a bad marriage that has gone sour. It’s a painstaking process but at the end of the day, you will be facing a clearer and more stable future. This is especially true if you’ve...
History has a way of repeating itself. History shows that most Loan lenders usually collect payments long after insurance is no longer required. What’s funny is that it is illegal. In addition, these home insurance providers know what they are doing....
Some people feel that debt of any kind is a type of slavery, and mortgage debt does, indeed, steal your money before you’ve even earned it. Because of the way the interest is calculated, with very little of your payments going...
Many don’t know this but mortgage rates aren’t written on stone. This means that you still have the power to lower it down based on several factors. Always keep in mind that lenders want you to settle your loans on time...
As far as mortgages go, one size doesn’t fit all, especially if that size happens to be the 30-year fixed rate mortgage. But isn’t this mortgage the industry standard, the Federal Housing Administration standard, the gold standard since 1954? Sure. But...
What are the signs you need Home Affordable Refinance Program (HARP) refinancing? What do you mean the HARP still exists, you ask? Wasn’t it supposed to expire in 2016, or thereabouts? Yes, it exists, and, yes, it was to expire then....